You're not a smoker...Pot and Life Insurance, finally ok.

You're not a smoker...Pot and Life Insurance, finally ok.

I come bearing good news. That thing you thought that held you back from being eligible for Life Insurance actually doesn't. Marijuana, no longer reduces your eligibility for Life Insurance. In fact, according to discussions with underwriters, using marijuana a 'few' times a months is normal.

Life insurance isn’t taboo. It’s a creative tool.

Life insurance isn’t taboo. It’s a creative tool.

Trust is not easily earned these days. There’s no place where this is more true than in the financial services industry. Take banks, for example. I walked into my bank this week. “Why do you chain your pens to the counter?” I asked the teller. “I trust you with my money. Shouldn’t you trust me with your pens?” I reasoned.

Now take life insurance as another example. Who trusts a life insurance adviser? If you’re on a plane and the person next to you wants to chat while you want to sleep, just tell him you sell life insurance for a living when he asks what you do. End of conversation.

It’s Finally Happening! Life Insurance Without Needles and Urine Samples.

It’s Finally Happening! Life Insurance Without Needles and Urine Samples.

For the first time in Canadian History a major insurance company, Manulife, has decided to stop the nonsense. Any individual age 18-40, seeking $1,000,000 of term insurance or less can now avoid biometric underwriting. Excluding this extenuating circumstances, this accelerated underwriting means you can have life insurance in just a few days. Trust me, you qualify for this.

5 Steps to Make Sure Your Family Is Protected Financially

5 Steps to Make Sure Your Family Is Protected Financially

Have you ever thought about what would happen to your family if something happened to you? All of us have at one point or another, even if it was in the form a frantic mental love note sent to family members during bad airplane turbulence. But concern for protecting your family financially doesn’t have to turn to worry if you follow these steps.

The New Retirement: 3 Things to Think About Now

The New Retirement: 3 Things to Think About Now

If you think your retirement is going to look like your parents’ or grandparents’ retirement, think again. Here are three things you should be considering:

1. The Bank of Mom and Dad won’t always be open. There are two sides to this. If you’re currently supporting your adult children, you’re not alone. According to a BMO Wealth Institute study, 81% of parents say they have provided their adult children with some financial support. However...